Through the past year and a half of trying to get pregnant, miscarrying, having surgeries and the ongoing fertility testing for both my husband and me, there’s been one saving grace, one bit of solace and security.
We have awesome health insurance.
I feel grateful for it every day. My husband’s consulting firm pays 100% for our insurance. And our insurance pays for 100% of anything you can imagine. All fertility testing and treatment. IUI’s. IVF. Surgery. Therapy. Acupuncture. We are only responsible for a $5 co-pay and $2 for prescriptions. I am so incredibly thankful that through the stress and heartache of this struggle we never had to worry about money.
Until now. He’s changing jobs. And now, like every other American, we have to fret and worry about what will be covered and what massive expenses we’ll be responsible for.
My blood pressure rises and my heart aches when I think of how perfectly this would have worked in our favor had we not had our pregnancy losses. The running joke at my husband’s firm is that you can have a baby for $5. That elusive $5 baby that never was.
I try to keep perspective and remember, we were so lucky to have the insurance that we had during this time, when we needed it most. I try to think of all the money we saved, rather than how much more money we’ll now need to spend.
I know so many of you are paying out of pocket for these huge expenses. I know we’ve been incredibly lucky, and I don’t take anything for granted. And I know money is just money, and what really matters most is that we get a healthy baby one day.
But given that we have just one month left before my husband changes jobs and we lose our coverage, we decided with my RE to be aggressive this month. Since our main problem is staying pregnant rather than getting pregnant, my RE had been encouraging us to try naturally for a few months, with no drugs or assistance (besides progesterone and baby aspirin). But in light of our waning coverage, we decided to do an IUI.
I’m excited, but once again, afraid to be too hopeful.
I went in for a CD3 ultrasound, where she said my lining looked good and I had 25 lovely little follies. She prescribed me Femara, a lighter version of Clomid, which is supposed to have fewer side effects. I’m taking 5mg a day for 5 days, and will return on CD10 to see how my follicles have grown. At that point she’ll let us know when to do the trigger shot, and hopefully schedule the IUI.
I couldn’t stop asking her about all the things that could go wrong. If I developed cysts, would we cancel the cycle? If I developed too many follicles, would we cancel? What if my body doesn’t respond to the Femara? What are our chances of this working?
I just can’t imagine anything going as it should at this point.
And once again, I feel pressure for this to work. Our last bit of that glorious fertility coverage. I’m hoping the fertility gods send a little love our way.